Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

1. Account balances

2. Payment history

3. Transaction history

4. Transaction or loss history

5. Credit history

6. When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Wilson Bank & Trust chooses to share, and whether you can limit this sharing.

What We Do

How does Wilson Bank & Trust protect my information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does Wilson Bank & Trust collect my information?

 We collect your personal information, for example, when you

• Open an account

• Deposit money

• Pay your bills

• Apply for a loan

• Show your driver's license

We also collect your personal information from others such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• Sharing for affiliates’ everyday business purposes –information about your creditworthiness

• Affiliates from using your information to market to you

• Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

• Wilson Bank & Trust has no affiliates.

Companies not related by common ownership or control. They can be financial and non-financial companies.

• Wilson Bank & Trust does not share with non-affiliates so they can market to you.